Vion Lee
AIA Life Planner | Public Mutual Consultant
Supporting your children and ageing parents?Know exactly what to prioritise financially without sacrificing the lifestyle your family enjoy.
If you're balancing your children's future, caring for ageing parents and planning for your own retirement, it's easy to feel pulled in different directions. The PSG Framework (Protect → Save → Grow) helps you understand what to focus on first so you can build long-term financial stability with confidence.
- Complimentary 1-hour session
- Available in person or via Zoom
- No obligation
Does this sound like you?
I want to plan my child's future while helping them discover their potential and become the best version of themselves.
My parents are getting older, and I may need to support them financially.
I know I need to save for retirement, but I don't know how much is enough.
I know investing is important, but I'm not sure where to start or what should come first.
I don't want my children to have to support me financially in the future.
I want to be financially prepared if life takes an unexpected turn and I have to manage on my own.
The challenge isn't working hard.
It's knowing what deserves your attention first.
A simple way to organise your financial priorities
Three steps, one clear order. Build your family's financial life on a foundation that lasts.
01 — Protect
Protect
Protect your family's financial security before building wealth.
- Medical protectionHospital bills can wipe out years of savings in a single stay.
- Critical illness protectionA lump sum keeps life running while you focus on recovery.
- Life protectionCovers outstanding debts and provides a lump sum of cash for your loved ones, based on the amount you choose.
02 — Save
Save
Build emergency savings so unexpected events don't become financial setbacks.
- Emergency fund3–6 months of expenses so a job loss doesn't become debt.
- Short-term savingsPlan for known costs — school fees, repairs, family needs.
- Financial bufferCash on hand means you never sell investments at the wrong time.
03 — Grow
Grow
Once your foundation is secure, build wealth confidently.
- RetirementBuild a retirement fund that lasts throughout your retirement, even as the cost of living rises.
- Children's educationStart early to build your child's education fund with less financial pressure.
- Long-term investmentsTime is the key to compounding, starting early gives your money more opportunity to grow.
The right order changes everything
Without PSG
Random & reactive
- Don't know where to start
- Make financial decisions without a clear plan
- Struggle financially when unexpected events happen
- Financial goals keep getting delayed
With PSG
Ordered & confident
The PSG Framework was shaped by my own life.
After my divorce, I found myself raising my two-year-old daughter alone while caring for my parents' medical needs. As I rebuilt my career and financial stability without family support, I experienced how financial uncertainty can limit your choices and create uncertainty about the future.
That experience taught me that financial planning isn't just about growing wealth. It's about knowing what to prioritise first so your family has a strong foundation when life takes an unexpected turn.
That's why I created the PSG Framework — Protect. Save. Grow.
Today, I help individuals/parents balancing the needs of both their children and ageing parents gain clarity on their financial priorities, so they can protect the people they love, build a secure future, and give themselves the freedom to recover and move forward when life doesn't go according to plan.
Real words from the families I serve
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My role is to help families build a strong financial foundation
Vion Lee
AIA Life Planner
Public Mutual Unit Trust Consultant
First, through insurance protection (AIA Malaysia), I help families protect their income, health, and financial responsibilities in case unexpected events like critical illness, accidents, or death happen.
Second, through unit trust investment (Public Mutual), I help families grow their wealth over time so their money can keep up with inflation and future goals like children's education and retirement.
In simple terms, I help families protect what they have and grow what they build.
Your complimentary Personal Financial Priority Roadmap Session
A personalised educational discussion—not a product presentation.
During our 1-hour session
- Understand your family's current financial situation
- Discuss your responsibilities and future goals
- Identify your financial priorities
- Highlight any potential planning gaps
- Create your own Personal Financial Priority Roadmap
You'll leave with greater clarity and practical next steps—whether or not we work together afterwards.
- Individuals aged 30–45
- Parents with young children
- Adults supporting ageing parents
- Families who want financial stability
- People who don't want to depend on their children later in life
- People who prefer steady progress over drastic lifestyle changes
A few things you might be wondering
Let's understand where you are today
No pressure and no jargon — just a relaxed conversation about your situation, your goals and what you already have. Let's build your roadmap together.
Already have insurance or investments? You can prepare the details for a quick first look.